Frequently asked questions
You Have Questions, The Meister Agency Has Answers
It’s not uncommon for people to have questions about insurance. The topic can be pretty complicated. That’s why we’ve take our most commonly asked questions and answered them here for you. Take a look.
How much life insurance do I need?
One of the methods we use is the DIME (debt, income, mortgage, and education) method to help determine what your future needs are and how they can be met.
Do I need Whole, Universal, or Term Life insurance?
We work with all of our clients individually to help determine what their specific needs are and, from that meeting, we come up with a plan.
What if I am in poor health? Can I still quality for life insurance?
Yes. At The Meister Agency, we work with multiple companies, a couple of whom will guarantee approval.
My spouse and I don’t get health insurance at work, can you find some for us?
Yes. We are license and certified to work with The Marketplace and we work with you to pick a Health Insurance plan that suits you, your family, and your budget.
I’m a small business owner and have a few employees. Can I get group benefits?
Yes. We will work with you to decide which benefits will or won’t work for you and your business. From there we will customize a plan for you from many carriers who specialize in group benefits for small businesses.
I have a disability policy at work, do I really need a private policy?
It all depends on what your benefits at work cover. Most only cover about 60% of your base pay, so it’s always a good idea to consider a private policy to protect your income.
Can you explain Medicare to me?
Yes. One of the things we often do is break down Medicare to our clients. We explain it to them as well as provide some light reading materials so they can read and digest at home.